Branch office of

 Life Insurance Corporation (International) BSC (c)

Contact: Tel: (+971) 4 335 4858 Fax: (+971) 4 335 4684

E-mail :

  • 19/03/2015 LIC (International) launches its mobile application 'LIC Intl' for android & iOS applications.
  • 16/03/2015 LIC International Launches a Pure Term Assurance Plan (For Bahrain,Kuwait & Qatar Only).
  • 19/05/2014 Maiden Group Term Insurance Plan Launched.




Marriage is a sacred bond that unites a man and a woman. It makes each one of them responsible for their mutual welfare and for the welfare of their children.

Traditionally, it was a man's responsibility to protect his wife and children. But now economic constraints and the necessity to maintain a better standard of living, force both husband and wife to work for a living. Thus today in many families, both husband and wife assume the role of breadwinner.

The loss of any one of the partners economically affects the family and their standard of living. It is to offset this loss that LIC (International) has brought out Double Cover Joint Life Plan, a novel joint life plan which covers both husband and wife under one policy.


1). The sum assured is immediately payable in the event of death of one of the partners, to the surviving partner.

2). The surviving partner need not pay further premiums but the policy is kept in force and will continue to earn bonuses declared on the basis of valuations.

3). Once again, the basic sum assured with bonuses is payable to the surviving partner on the date of maturity or to the nominee in the event of the death of the surviving partner before the date of maturity.

4). If both partners survive the selected term, the basic sum assured with bonus is paid on the date of maturity.

From the benefits available it can be seen that a family that is used to certain comforts, get a lump sum immediately if one of the partners dies, to help the surviving partner maintain a certain level of economic stability. Once again, the basic sum assured is paid to the surviving partner on maturity or in the event of his/her death earlier, to the nominee. Thus, this plan gives total and complete insurance protection to the whole family.



Loan facility

Accident Benefit

Flexible options in Premium




Policy can be transferred to LlC of India on repatriation of the policy holder to India. The transfer will be effected only if full first year's premium is paid and on completion of one year from the date of acceptance, provided the policy is in full force for the full sum assured and on receipt of a written request from the policy holder. The sum assured and attached bonus, if any, shall stand altered to the equivalent Indian rupee amount at the rate of exchange, current on the date on which the request for transfer is received by the Company and subject to the instructions current on that date of Reserve Bank of India.




You need not invest big amounts to buy a policy. You can pay monthly, quarterly, half-yearly or yearly installments for the full term (FT) of the policy or limited (LT) to 5 years as per your choice (Standard Conditions apply). The different options are:

a) Limited premium payment facility is available to help you to fulfill your obligation of payment of premium within a period of 5 years and thus earn an attractive discount.

b) Premium Sealing /Communication facility enables you to pay advance premium at an attractive discount and keep the policy in force.




A nominal addition (of one per thousand sum assured for Full Term) to your premium entitles you to additional special benefits as described below subject to certain conditions.

a) The cover under the life policy is doubled in case of death due to accident. The maximum Double Accident Benefit payable is US$ 100,000.

b) In case of permanent and total disability arising out of accident;

1 All future premiums are waived.

2 An additional amount equal to the sum assured will be paid in 120 equal monthly installments spread over 10 years.

3 Moreover, whenever the policy matures or death claim arises, the original sum assured with vested bonuses will be paid, along with unpaid installments of disability benefits if any.



You can raise a loan on the security of the policy after the policy has acquired paid-up value by payments of premiums atleast for 3 years for full term policies and 2 years for limited term policies, from the date of commencement. The maximum loan amount will be 90% of eligible surrender value and payable in half-yearly installments at the prevalent rate of interest.

In case of Single Premium policies, loan can be availed after 2 years from the date of commencement of the policy.