Branch office of

 Life Insurance Corporation (International) BSC (c)

Contact: Tel: (+971) 4 335 4858 Fax: (+971) 4 335 4684

E-mail :

  • 19/03/2015 LIC (International) launches its mobile application 'LIC Intl' for android & iOS applications.
  • 16/03/2015 LIC International Launches a Pure Term Assurance Plan (For Bahrain,Kuwait & Qatar Only).
  • 19/05/2014 Maiden Group Term Insurance Plan Launched.




The Medical sum assured will be paid on the life insured first being diagnosed with any one of the following conditions (for details please contact LIC International):

 Aorta surgery

 Kidney / renal failure

 Blindness / loss of sight

 Major burns


 Major organ transplant

 Coronary artery bypass surgery

 Paralysis / paraplegia

 Heart attack


 Heart valve surgery


The Medical sum assured along with reversionary bonuses, if any, is payable in lump sum to the policyholder on survival to the end of the policy term. The policyholder has an option to take this maturity benefit later in life. In case the policyholder opts for postponing the receipt of maturity benefits, the amount or a portion of it can be availed for any medical reasons by the policyholder or his family members in maximum 5 instalments up to a period of 10 years from maturity. The balance amount at any time shall accumulate at an interest rate which will be declared from time to time by the Company.


In the event of unfortunate death during the premium paying term of the policy, premiums paid till death under the policy will be refunded in full along with an additional lump sum of USD 5,000. For death after maturity date, the un-availed portion of medical sum assured along with bonus & the accrued interest, will be paid to the nominee.


Loan facility

Accident Benefit

Flexible options in Premium




You need not invest big amounts to buy a policy. You can pay monthly, quarterly, half-yearly or yearly installments for the full term (FT) of the policy or limited (LT) to 5 years as per your choice (Standard Conditions apply). The different options are:

a) Limited premium payment facility is available to help you to fulfill your obligation of payment of premium within a period of 5 years and thus earn an attractive discount.

b) Premium Sealing /Communication facility enables you to pay advance premium at an attractive discount and keep the policy in force.




A nominal addition (of one per thousand sum assured for Full Term) to your premium entitles you to additional special benefits as described below subject to certain conditions.

a) The cover under the life policy is doubled in case of death due to accident. The maximum Double Accident Benefit payable is US$ 100,000.

b) In case of permanent and total disability arising out of accident;

1 All future premiums are waived.

2 An additional amount equal to the sum assured will be paid in 120 equal monthly installments spread over 10 years.

3 Moreover, whenever the policy matures or death claim arises, the original sum assured with vested bonuses will be paid, along with unpaid installments of disability benefits if any.



You can raise a loan on the security of the policy after the policy has acquired paid-up value by payments of premiums atleast for 3 years for full term policies and 2 years for limited term policies, from the date of commencement. The maximum loan amount will be 90% of eligible surrender value and payable in half-yearly installments at the prevalent rate of interest.

In case of Single Premium policies, loan can be availed after 2 years from the date of commencement of the policy.